16-Kitchen

OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

Melody Kiene by Melody Kiene
Melody Kiene
Melody Kiene Licensed Realtor | RS RS207279L
Melody Kiene
Welcome to my site, where you'll find helpful tips and guidance on buying and selling;a home in South Eastern,;PA.; Melody is your source for real estate news and updates;in the Lebanon County, PA real estate market.Have questions or are not sure how to get started,Melody would be a great place to start. She's down to earth,knowledgable, and prides herself on her exceptional SERVICE!;  Contact Melody to see why her past customers & clients comeback time & time again. She's fiercely dedicated to her profession.;    

MY BLOG

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