16-Kitchen

OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

BELOW YOU WILL FIND THE LATEST LISTINGS, THE LASTEST PRICE REDUCTIONS AND HOMES WITH SCHEDULED OPEN HOUSES.    

 UP TO THE MINUTE LIST OF HOMES FOR SALE, "COMING SOON LISTINGS", REDUCTIONS & HOMES WITH OPEN HOUSES! 

720 KIMMERLINGS RD, Lebanon, PA 17046

MLS# PALN2024692

Listed by Berkshire Hathaway HomeServices Homesale Realty

118 MAPLE ST, Myerstown, PA 17067

MLS# PALN2025990

Listed by Kingsway Realty - Ephrata

MORE LISTINGS
Melody Kiene by Melody Kiene
Melody Kiene
Melody Kiene Licensed Realtor | RS RS207279L
Melody Kiene
Welcome to my site, where you'll find helpful tips and guidance on buying and selling;a home in South Eastern,;PA.; Melody is your source for real estate news and updates;in the Lebanon County, PA real estate market.Have questions or are not sure how to get started,Melody would be a great place to start. She's down to earth,knowledgable, and prides herself on her exceptional SERVICE!;  Contact Melody to see why her past customers & clients comeback time & time again. She's fiercely dedicated to her profession.;    

MY BLOG

  • Is Late May the Best Time To List Your House?
  • Stay or Sell? How To Make the Right Call as You Age
  • Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.